Lake Mary · Sanford · Longwood · Seminole County
Buy a Home in Lake Mary & Seminole County, FL
Whether you’re a first-time buyer, relocating to Central Florida, or adding to an investment portfolio, Yanek and Luba Tsaruk make the process clear and stress-free. We know the neighborhoods, the schools, and the programs that can help you buy for less.
First-Time Buyer? You May Qualify for Down Payment Help
Seminole County’s Purchase Assistance Program and Florida’s statewide first-time buyer programs can help income-eligible buyers cover their down payment and closing costs. These programs have specific income limits and can have waitlists, so the best first step is a quick conversation — we’ll tell you what you qualify for and connect you with the right lender.
Call 727-218-8888How We Help Buyers
First-Time Buyers
We explain every step in plain language, connect you with lenders, and help you find down payment assistance you may not know exists.
Relocating to Florida
Moving from out of state or from Ukraine? We help you choose the right neighborhood and handle the details from your first call to closing day.
Local Market Knowledge
From Heathrow and Magnolia Plantation to Timacuan, we know Lake Mary's communities, schools, and what homes are really worth.
Investors
Looking for rental income or a long-term hold? We help you evaluate the numbers and find properties that make sense.
Buying FAQs
Are there first-time home buyer programs in Seminole County?
Yes. Seminole County offers a Purchase Assistance Program that provides down payment and closing-cost help to income-eligible first-time buyers, and Florida has several statewide first-time buyer programs. Availability and waitlists change, so we'll help you find the programs you actually qualify for right now.
How much of a down payment do I need to buy a home?
It varies by loan type — some buyers put down as little as 3% to 3.5%, and down payment assistance programs can reduce that further. We'll connect you with trusted local lenders so you know exactly what you need before you start shopping.
How long does it take to buy a home?
Once your offer is accepted, closing typically takes about 30 to 45 days. The search itself depends on your needs and the market — we help you move quickly when the right home comes up.
Can you help me if I'm relocating from another state or from Ukraine?
Absolutely. We help relocating families every step of the way — neighborhoods, schools, financing, and the move itself. For Ukrainian and Russian-speaking buyers, we guide you in your own language.
What credit score do I need to buy a home in Florida?
Requirements vary by loan program, and there are options for a range of credit profiles. The first step is getting pre-approved — we'll introduce you to lenders who can tell you where you stand and how to strengthen your position.
Ready to Find Your Home?
Let’s talk about what you’re looking for. Thinking of selling first? Get a free home valuation →
Call 727-218-8888